Scenario 1: There are three teams at the baseball training facility, and all have their own specific time slots for using the batting cages. The final team to enter is a team of well-trained high school players all hoping to play at the college level. The first batter approaches the plate and gets in his stance, but then stops to adjust his batting gloves. The coach operating the pitching machine doesn’t see the player pause and sends a ball through the machine. The ball travels at a high-speed directly into the player’s left elbow. He falls to the ground in pain, and the shattered bone ultimately requires surgery. His parents hire an attorney, and two months later the training facility receives a $250,000 demand for medical bills, pain and suffering and the loss of a college scholarship. The facility manager is distraught over the situation but is thankful to quickly forward the claim to the skilled adjusters at American Specialty.
Scenario 1: A young athlete is attending her first private lesson at the new softball training facility in town, so her mother and younger sister stay to watch. As the player practices fielding, a ground ball slides under her glove and rolls right in front of her younger sister near the designated spectator area. The toddler doesn’t see the ball and proceeds to trip over it, falling face-first on the turf. She appears to be okay, but three weeks later the training facility receives a bill for $5,000 worth of the young girl’s medical bills. The facility operator immediately sends the bill to American Specialty to begin the claims management process.
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