Why Do I Need Escape Room Insurance?
American Specialty Express provides the key to unlock the best insurance for escape room operators. The program is custom-made for escape rooms specializing in clues, puzzles, and themes with styles including fantasy, science, futuristic, murder mystery, seasonal, and more. This U.S.-based program is available in all states with the ability to quote and bind coverage online in a matter of minutes. The following information is offered as a snapshot of the coverages provided through the American Specialty Express insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
What Exactly Does Escape Room Insurance Provide?
More and more people are discovering the fun, one-of-a-kind entertainment experience escape rooms offer. While an interactive experience takes the entertainment factor to a new level, it brings with it a certain level of risk and the need for affordable insurance protection. American Specialty Express puts all the pieces together to deliver a program that provides escape room insurance for general liability claims with the option to add coverage for escape room property such as computers, props, themed décor, and equipment.
Escape Room Insurance protects against costly claims that would cause severe financial damage in the absence of insurance. In addition, for businesses that rent or lease space, the landlord is almost certain to require the escape room to carry liability insurance. The American Specialty Express Escape Room Insurance program solves the puzzle of satisfying landlord insurance requirements.
What are some examples of when Escape Room Insurance would be used?
1. A group of college students get carried away during a game and tries to forcibly open a prop that was not intended to be opened. As they are trying to pull it apart, one of the participants slips and cuts his head on another prop that is mounted to the wall. The cut is severe and requires stitches. Even though the student contributed to his own injury by ignoring the rules, and even though he signed a waiver, he sends a letter demanding the escape room owner pay his medical bills. The owner immediately forwards the demand letter to the American Specialty Express claims adjuster who takes the matter over from there.
2. A fire breaks out in an adjoining part of the building where an escape room is located and significant smoke damage causes props, audio-visual, and computer equipment to be replaced. In addition, the escape room is not able to operate for over a week while their property is being repaired, and they lose income they would have otherwise received. Fortunately, the escape room’s owner purchased the optional Contents and Equipment coverage through American Specialty Express, and she works with a claims adjuster to recover a large portion of the loss and expense caused by the smoke.
These are just a few examples where Escape Room Insurance will come to the escape room’s defense and protect its valuable assets and ability to continue operating.
How to Obtain More Information?
If talking to someone first would help answer additional questions, then please, get in touch with us! Call us, chat with us online, or send us an email. Computers are great, but our concert insurance program is provided by real people who want to help. Don’t hesitate to contact us.
Why Escape Room Insurance through American Specialty Express?
American Specialty Express delivers the ability to quote and buy affordable Escape Room Insurance immediately and come back to your account anytime you want. Insureds can secure all necessary documentation online and, once coverage is bound, eligible additional insureds can be added for no additional cost! Need a copy of the policy? Simply get online anytime to print a copy of the insurance policy/certificate of insurance, add an additional insured, review coverage, or report a claim. Hopefully everything goes smoothly throughout the year, but if an accident occurs where insurance is needed, we provide an easy, hassle-free process, to report and manage the claim.
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