Sports Team & League Insurance
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Prices can vary based on your needs, but at American Speciality Express the price of sports team insurance starts at $105.

Baseball

Basketball

Field Hockey

Flag or Touch Football

Golf

Kickball

Lacrosse

Pickleball

Racquetball

Soccer

Softball

Swimming (no open water)

Tennis

Volleyball

This program provides annual liability and accident medical coverage for individual sports teams, leagues and organizations with multiple teams and/or sports. Participant legal liability coverage is also offered through this program, which protects the insured when a player holds the insured responsible for an injury. Coverage is available for both youth and adult sports and is offered at a discount when leagues or organizations with multiple teams purchase coverage together. Certificates of insurance, including additional insured wording, are available at no additional charge and can be easily issued online after coverage is purchased. There is no limit on the number of certificates, so teams can participate at multiple fields or tournaments for no additional certificate costs. Optional coverages are available at an additional premium including non-owned and hired automobile and abuse and molestation coverage.

Scenario 1: It’s all smiles at a travel softball tournament in the heat of the summer. Both teams are playing well and having a blast when—CRACK. A loud noise is followed by shouts of pain from the first base dugout. The dugout bench has snapped down the middle, sending three players and the 65-year-old pitching coach to the ground. The players seem okay despite mild scrapes and scratches, but the coach requires an immediate trip to the hospital. He receives several stitches and is diagnosed with a concussion. The team demands the league in charge of the tournament cover the coach’s medical bills, totaling $45,000, on the basis that a proper field assessment prior to play could have prevented the injuries. Fortunately, the league purchased insurance coverage with American Specialty Express. They quickly forward the claim to our experienced team.

Scenario 2: A mother drops off her son at indoor soccer practice on a snowy day in December and decides to watch from the bleachers. After practice, as she is walking back to her car on the icy sidewalk, she slips on the ice and injures her tailbone. While her injury does not require surgery, she sees a physical therapist several times and misses work for several weeks. Luckily, the soccer league purchased insurance coverage with American Specialty Express and gladly forwards the $20,000 demand for a team of specialized claims adjusters to defend.

Scenario 3: The competition in the youth touch football championships is tough, as play after play demonstrates impressive skills both offensively and defensively. As the clock approaches zero, a defensive player dives for a flag, accidentally tripping an offensive player running at full speed. The offensive player is quickly rushed to the hospital where he receives extensive surgery and subsequent physical therapy. The boy’s parents hire an attorney, who claims the defensive player had shown previous signs of recklessness and should have been removed from the game prior to the incident. They are demanding all $50,000 of medical bills be covered by the touch football league. The league manager forwards the claim to American Specialty’s team of specialized claims adjusters to handle.

Although this is an online program, we are available if you have questions. Call us, chat with us online or send us an email. Our sports teams & leagues insurance program is provided by real people who want to help—that’s what special feels like with American Specialty Express. Don’t hesitate to contact us.

American Specialty Express delivers the ability to instantly quote and buy affordable insurance coverage from a team of industry experts. Additionally, this platform offers the luxury of returning to your account anytime you want. In just minutes, you can add an additional insured, review coverage parameters or report a claim. Need a copy of the policy? Go online anytime to print a copy of the insurance policy or access a certificate of insurance. No one plans for problems with a sports team or league, but if unpredictable events lead to unforeseeable claims, we provide an easy, hassle-free process for reporting and managing it all.