Scenario 1: Rain is pouring down on the day of the youth all-sports clinic. Despite efforts to keep the floors dry, a participant's grandmother slips and falls when entering the building. She is given an ice pack and claims to be okay, but she is soon transported to the hospital. Her hip injury requires immediate surgery and subsequent physical therapy. The family's attorney is requesting reimbursements for medical bills and pain and suffering totaling $30,000. The clinic is thankful for insurance coverage purchased from American Specialty Express that alleviates the burden of personally paying for the claim.
Scenario 2: A young participant at basketball camp is attempting to balance on one foot while standing on a ball. Supervisors have asked the child to stop several times, but he continues and eventually loses his balance. His right elbow takes the brunt of the hard fall and is visibly dislocated. His parents claim the clinic was understaffed and that their son’s injury could have been prevented with additional supervision. They want all their medical bills reimbursed, totaling $5,000. The camp’s organizer is relieved to forward it on to the experts at American Specialty to handle.
